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Divorce Financial Planning — Wherever You Are

Leanne Ozaine, CDFA®, works exclusively with adults 50+ navigating gray divorce and high-asset property division. Every client session is held virtually via secure video — which means no matter which state you live in, you get the same focused financial expertise.

Each state has its own rules. Community property states like California, Texas, Arizona, Nevada, and Washington divide marital assets 50/50 by default. Equitable distribution states — the other 41 states plus DC — divide property based on what a judge considers fair, which can mean almost anything. Understanding which framework applies to you, and how your retirement accounts, real estate, and pensions will be treated under it, is the financial foundation your attorney negotiations should be built on.

Browse by featured state or metro area below, or use the alphabetical directory to find your location. Not sure where to start? Listen to The Private Sessions — free audio covering the financial fundamentals that apply in every state.

Browse by Region

Find your state by geographic region

All 51 States - Alphabetical Directory

Click any state to view metro areas and local pages

A C D F G H I K L M N O P R S T U V W

Alabama (Equitable Distribution)

Alaska (Equitable Distribution)

Arkansas (Equitable Distribution)

Delaware (Equitable Distribution)

District of Columbia (Equitable Distribution)

Hawaii (Equitable Distribution)

Indiana (Equitable Distribution)

Iowa (Equitable Distribution)

Kansas (Equitable Distribution)

Kentucky (Equitable Distribution)

Maine (Equitable Distribution)

Mississippi (Equitable Distribution)

Missouri (Equitable Distribution)

Montana (Equitable Distribution)

Nebraska (Equitable Distribution)

Nevada (Community Property)

New Hampshire (Equitable Distribution)

North Dakota (Equitable Distribution)

Oklahoma (Equitable Distribution)

Rhode Island (Equitable Distribution)

South Carolina (Equitable Distribution)

South Dakota (Equitable Distribution)

Utah (Equitable Distribution)

Vermont (Equitable Distribution)

West Virginia (Equitable Distribution)

Wyoming (Equitable Distribution)

Community Property States (9 total)

  • Arizona
  • California
  • Idaho
  • Louisiana
  • Nevada
  • New Mexico
  • Texas
  • Washington
  • Wisconsin

Assets and debts acquired during marriage are generally divided 50/50

Equitable Distribution States (42 total)

All other states including Washington DC use equitable distribution, meaning assets are divided fairly but not necessarily equally. Each state has unique factors courts consider when determining what's "equitable."

Understanding what "equitable" means for your situation is critical to protecting your financial future.

Before You Agree to Anything — See What This Actually Means For Your Life

In a divorce, dividing assets is only step one. This helps you understand how those assets will actually support your life.

Know what you'll actually have to live on

Calculate your real post-divorce income — including spousal support, assets, and earning potential — so you negotiate from facts, not fear.

Never miss a document or account

Document gathering checklists tell you exactly what to bring to your attorney — so you walk in prepared, not panicked.

Know if you can really afford to keep the house

Map out your real expenses as a single person — before you fight for something you can't actually maintain.

Identify everything you own — and what your spouse might be hiding

The asset identification system helps you find accounts and property you might not even know exist.

22-page guide + video tutorials + checklists + templates

$97

Instant access. 100% money-back guarantee.

Listen to The Private Sessions — Free

Can't find your state or city?

Leanne works with clients nationwide via secure video — no local office required. Wherever you are, you get the same CDFA® expertise.

Book a Strategy Session →

Before You Agree — Let's Make Sure This Actually Works

We serve clients in all 51 states (50 states + DC) via secure video consultations. Get state-specific guidance wherever you are.

Listen to The Private Sessions — Free Schedule a Consultation